Sattorov , I. and Karimov , S. 2026. SUG‘URTA XIZMATLARINI TAKOMILLASHTIRISHDA TAKAFUL SUG‘URTASINING O‘RNI VA IMKONIYATLARI. GREEN ECONOMY AND DEVELOPMENT. 4, 2 (Feb. 2026). DOI:https://doi.org/10.5281/zenodo.18760853.