SADULLAEVA, Mokhinur. STRATEGIC DIRECTIONS FOR INCREASING CAPITAL EFFICIENCY OF COMMERCIAL BANKS: DIGITALIZATION AND RISK MANAGEMENT INTEGRATION. GREEN ECONOMY AND DEVELOPMENT, [S. l.], v. 4, n. 3, 2026. DOI: 10.5281/zenodo.18937145. Disponível em: https://yashil-iqtisodiyot-taraqqiyot.uz/journal/index.php/GED/article/view/9513. Acesso em: 11 mar. 2026.