Jumamurodov , To‘libay. 2026. “MOLIYAVIY INVESTITSIYALARNING QADRSIZLANISHINI KUTILAYOTGAN KREDIT ZARARLARI (ECL) MODELI ASOSIDA HISOBGA OLISH METODIKASI”. GREEN ECONOMY AND DEVELOPMENT 4 (7):210-15. https://doi.org/10.5281/zenodo.21538357.