Karimov, Komiljon. “TIJORAT BANKLARIDA MIJOZLARNING KREDIT QOBILIYATINI BAHOLASH UCHUN SKORING MODELIDA SUN’IY INTELLEKTNI JORIY ETISHNING AHAMIYATI”. GREEN ECONOMY AND DEVELOPMENT, vol. 4, no. 5, May 2026, doi:10.5281/zenodo.20445988.