O‘ZBEKISTONDA SUG‘URTA XIZMATLARINI DAVLAT TOMONIDAN TARTIBGA SOLISHNING ZARURLIGI VA TAKOMILLASHTIRISH YO‘LLARI
DOI:
https://doi.org/10.5281/zenodo.20527244Keywords:
sug‘urta bozori, davlat tartibga soluvi, sug‘urta xizmatlari, nazorat mexanizmlari, moliyaviy barqarorlik, prudensial nazorat, sug‘urta siyosati, institutsional islohotlar, sug‘urta qonunchiligi, iqtisodiy xavfsizlikAbstract
Mazkur ilmiy maqolada O‘zbekistonda sug‘urta xizmatlarini davlat tomonidan tartibga solishning zarurligi
va uni takomillashtirish yo‘llari kompleks tarzda tahlil qilingan. Tadqiqotda sug‘urta bozorining iqtisodiyotdagi o‘rni, davlat
tartibga soluvining asosiy funksiyalari hamda uning bozor barqarorligi va iste’molchilar manfaatlarini himoya qilishdagi
ahamiyati yoritilgan. Shuningdek, milliy sug‘urta tizimida mavjud muammolar, jumladan, xizmatlar qamrovining yetarli
emasligi, ayrim segmentlarning sust rivojlanishi va nazorat mexanizmlarini takomillashtirish zarurati asoslab berilgan.
Ilmiy tahlillar natijasida sug‘urta xizmatlarini samarali tartibga solish orqali bozor raqobatbardoshligini oshirish va moliyaviy
barqarorlikni ta’minlash mumkinligi aniqlangan. Maqola yakunida davlat tomonidan tartibga solish tizimini takomillashtirish
bo‘yicha amaliy taklif va tavsiyalar ishlab chiqilgan
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