O‘ZBEKISTON AGRAR SUG‘URTA BOZORIDA ESG TAMOYILLARINI JORIY ETISHNING XAVFLARNI BOSHQARISH VA BARQARORLIKNI OSHIRISHDAGI O‘RNI
DOI:
https://doi.org/10.5281/zenodo.20594964Keywords:
ESG tamoyillari, qishloq xo‘jaligi sug‘urtasi, O‘zbekiston, xavflarni boshqarish, iqlim xavflari, barqaror rivojlanish, anderrayting, yashil moliyaAbstract
Ushbu maqolada qishloq xo‘jaligi sug‘urtasi bozorida ESG tamoyillarini joriy etishning nazariy va amaliy
jihatlari o‘rganiladi. Qishloq xo‘jaligi yalpi ichki mahsulotning 28 foizini tashkil etganligi sababli, sug‘urta sohasida
ESG tamoyillarini joriy etish O‘zbekiston uchun dolzarb masala hisoblanadi. Tadqiqot Swiss Re instituti va Jeneva
assotsiatsiyasi hisobotlari, Moliya vazirligi statistikasi hamda Toshkent, Samarqand va Farg‘ona viloyatlarida
o‘tkazilgan mintaqaviy tadqiqotlar asosida o‘tkazildi. Natijada ESG mezonlarini qo‘llagan tashkilotlarda ekinlarga
yetkazilgan zararni kamaytirish darajasi 38–45 foizga yetgani va indeks sug‘urtasidan foydalanadigan fermerlar
qurg‘oqchilikdan keyin olingan kreditlar hajmini sezilarli darajada kamaytirgani aniqlandi. Biroq fermerlarning 79,4 foizi
amaldagi tizimdan norozi bo‘lishdi, bu asosan subsidiyalarning pastligi (64,7 %) va hujjatlarning murakkabligi (56 %)
tufayli yuzaga keldi. Maqolada iqlim xavflarini hisobga olgan holda sug‘urta mahsulotlari va boshqaruv standartlarini
takomillashtirish bo‘yicha tavsiyalar berilgan.
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