RAQAMLI IQTISODIYOT SHAROITIDA BANK XIZMATLARI SAMARADORLIGINI OSHIRISHNING INNOVATSION MEXANIZMLARI

Xamida Xasanova

RAQAMLI IQTISODIYOT SHAROITIDA BANK XIZMATLARI SAMARADORLIGINI OSHIRISHNING INNOVATSION MEXANIZMLARI

Authors

Xamida Xasanova

Keywords:

raqamli iqtisodiyot, bank transformatsiyasi, FinTech, sun’iy intellekt, bank kapitallashtiruvi, moliyaviy inklyuziya, raqamli ekotizim.

Abstract

Mazkur maqolada raqamli iqtisodiyot sharoitida tijorat banklari xizmatlari samaradorligini
oshirishning innovatsion mexanizmlari tadqiq etilgan. FinTech, sun’iy intellekt, Big Data va ochiq API
texnologiyalarining bank ekotizimlarini shakllantirishdagi roli tahlil qilingan. O‘zbekiston bank sektoridagi
institutsional o‘zgarishlar, kapitallashtirish va xususiylashtirish jarayonlari baholanib, bank xizmatlari
samaradorligini oshiruvchi asosiy innovatsion mexanizmlar tizimlashtirilgan.

Author Biography

Xamida Xasanova

Olmaliq davlat texnika instituti katta o‘qituvchisi, PhD.

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RAQAMLI IQTISODIYOT SHAROITIDA BANK XIZMATLARI SAMARADORLIGINI OSHIRISHNING INNOVATSION MEXANIZMLARI