RAQAMLI IQTISODIYOT SHAROITIDA BANK XIZMATLARI SAMARADORLIGINI OSHIRISHNING INNOVATSION MEXANIZMLARI

Authors

  • Xamida Xasanova

DOI:

https://doi.org/10.5281/zenodo.20629004

Abstract

Mazkur maqolada raqamli iqtisodiyot sharoitida tijorat banklari xizmatlari samaradorligini
oshirishning innovatsion mexanizmlari tadqiq etilgan. FinTech, sun’iy intellekt, Big Data va ochiq API
texnologiyalarining bank ekotizimlarini shakllantirishdagi roli tahlil qilingan. O‘zbekiston bank sektoridagi
institutsional o‘zgarishlar, kapitallashtirish va xususiylashtirish jarayonlari baholanib, bank xizmatlari
samaradorligini oshiruvchi asosiy innovatsion mexanizmlar tizimlashtirilgan.

Keywords

raqamli iqtisodiyot, bank transformatsiyasi, FinTech, sun’iy intellekt, bank kapitallashtiruvi, moliyaviy inklyuziya, raqamli ekotizim.

Author Biography

Xamida Xasanova

Olmaliq davlat texnika instituti katta o‘qituvchisi, PhD.


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Published

2026-06-01

How to Cite

Xasanova , X. (2026). RAQAMLI IQTISODIYOT SHAROITIDA BANK XIZMATLARI SAMARADORLIGINI OSHIRISHNING INNOVATSION MEXANIZMLARI. GREEN ECONOMY AND DEVELOPMENT, 4(6). https://doi.org/10.5281/zenodo.20629004
Vol. 4 No. 6 (2026): «Yashil iqtisodiyot va taraqqiyot» jurnali 6-son