SUG‘URTA KOMPANIYALARINING MOLIYAVIY RISKLARINI BAHOLASHNING ZAMONAVIY METODOLOGIK YONDASHUVLARI VA XALQARO STANDARTLARI
DOI:
https://doi.org/10.5281/zenodo.20631356Keywords:
moliyaviy risk, sug‘urta kompaniyasi, risk-menejment, Solvency II, IAIS, stress-test, ssenariy tahlili, aktuariy modellash, moliyaviy barqarorlik, prudensial nazoratAbstract
Mazkur maqolada sug‘urta kompaniyalarining moliyaviy risklarini baholashning zamonaviy metodologik
yondashuvlari hamda xalqaro standartlari kompleks tarzda tahlil qilinadi. Tadqiqotda risklarni aniqlash, baholash va
boshqarish jarayonlarida qo‘llaniladigan kvantitativ va sifat usullari, jumladan, stress-test, ssenariy tahlili va aktuariy
modellarining ahamiyati yoritilgan. Shuningdek, Solvency II, International Association of Insurance Supervisors tamoyillari
hamda riskka asoslangan nazorat tizimlarining sug‘urta kompaniyalari barqarorligini ta’minlashdagi roli ochib berilgan
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