BANK SEKTORIDA OPERATSION SAMARADORLIK VA XAVFLARNI BOSHQARISHNI BAHOLASH
DOI:
https://doi.org/10.5281/zenodo.20705751Keywords:
bank sektori, raqamli transformatsiya, bank samaradorligi, DEA, davlat banklari, xususiylashtirish, NPL, CAMEL, O‘zbekiston, post-o‘tish iqtisodiyoti.Abstract
Mazkur maqolada rivojlanayotgan iqtisodiyotlarda raqamli transformatsiya, tarkibiy islohotlar
va tijorat banklarining operatsion samaradorligi o‘rtasidagi o‘zaro bog‘liqlik tadqiq etiladi. Tahlil natijasida
O‘zbekistondagi davlat banklari tizimli ravishda xususiy banklardan pastroq samaradorlikka egaligi aniqlandi.
Xususiy banklar raqamli kanallarni faolroq joriy etishi natijasida yuqori daromadlilik va risklarni samarali
boshqarishga erishmoqda
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