ISLOMIY BANK FAOLIYATI TO‘G‘RISIDAGI QONUNNI AMALIYOTGA TATBIQ ETISH: O‘ZBEKISTONDA MOLIYAVIY INKLYUZIVLIKNING KONTSEPTUAL, METODOLOGIK VA INSTITUTSIONAL ASOSLARI
DOI:
https://doi.org/10.5281/zenodo.20847198Keywords:
islomiy moliya, moliyaviy inklyuzivlik, islomiy bank faoliyati to‘g‘risidagi qonun, dual banking, islomiy oyna, IMII indeksi, sukuk, raqamli moliya, kadrlar salohiyatiAbstract
2026-yilda qabul qilingan islomiy bank faoliyati to‘g‘risidagi qonun O‘zbekistonda
shariatga muvofiq moliya uchun huquqiy poydevor yaratdi. Biroq xalqaro tajriba qonunning o‘zi bozor
yaratmasligini ko‘rsatadi. Maqolada qonunni amaliyotga tatbiq etishning konseptual, metodologik va
institutsional asoslari tahlil qilinadi. Muallif tomonidan ishlab chiqilgan “Islomiy moliyalashtirish inklyuzivligi”
tushunchasi, uni o‘lchovchi maxsus indeks, uch bosqichli joriy etish modeli hamda kadrlar salohiyati va
bank darajasidagi tayyorlik masalalari raqamli transformatsiya va mintaqaviy raqobat sharoitida ko‘rib
chiqiladi
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