KREDIT GAROVI MAQSADIDA KO‘CHAR MULKLARNI UCH YONDASHUV ASOSIDA BAHOLASHNING METODIK XUSUSIYATLARI VA ULARNI QO‘LLASH SAMARADORLIGI
DOI:
https://doi.org/10.5281/zenodo.21332073Keywords:
kredit garovi, ko‘char mulk, baholash faoliyati, bozor qiymati, xarajat yondashuvi, qiyosiy yondashuv, daromad yondashuvi, baholash metodologiyasi, kredit tavakkalchiligi, xalqaro baholash standartlari, IVS.Abstract
Mazkur maqolada kredit garovi maqsadida ko‘char mulklarni baholashda qo‘llaniladigan
xarajat, qiyosiy va daromad yondashuvlarining metodik xususiyatlari hamda ularning amaliy qo‘llash
samaradorligi tadqiq etilgan. Tadqiqot davomida baholash yondashuvlarini tanlash mezonlari, ularning afzallik
va cheklovlari ilmiy jihatdan tahlil qilinib, kredit garovi sifatida foydalaniladigan ko‘char mulklarni baholashda
qaysi yondashuvning ustuvorligi baholash obyektining iqtisodiy xususiyatlari va mavjud bozor axborotlariga
bog‘liqligi asoslab berilgan. Shuningdek, uch yondashuv asosida baholash natijalari o‘zaro taqqoslanib, ularni
kompleks qo‘llashning afzalliklari yoritilgan hamda baholash amaliyotini takomillashtirish bo‘yicha ilmiy-amaliy
takliflar ishlab chiqilgan.
References
1. International Valuation Standards Council. International Valuation Standards (IVS). London: IVSC, 2024.
2. Bonbright, J. C. The Valuation of Property: A Treatise on the Appraisal of Property for Different Legal
Purposes. New York: McGraw-Hill Book Company, 1937.
3. Koller, T., Goedhart, M., Wessels, D. Valuation: Measuring and Managing the Value of Companies. 7th ed.
Hoboken: John Wiley & Sons, 2020.
4. Williams, J. B. The Theory of Investment Value. Cambridge, MA: Harvard University Press, 1938. 613 p.
5. Fisher, I. The Theory of Interest: As Determined by Impatience to Spend Income and Opportunity to Invest
It. New York: Macmillan Company, 1930. 566 p.
6. King, A. M. Valuation: What Assets Are Really Worth. New York: John Wiley & Sons, 2001. 320 p.
7. Damodaran, A. Investment Valuation: Tools and Techniques for Determining the Value of Any Asset. 3rd
ed. Hoboken: John Wiley & Sons, 2012.
8. Pratt, S. P., Grabowski, R. J. Cost of Capital: Applications and Examples. 5th ed. Hoboken: John Wiley &
Sons, 2014.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 GREEN ECONOMY AND DEVELOPMENT
This work is licensed under a Creative Commons Attribution 4.0 International License.