RIVOJLANAYOTGAN MAMLAKATLARDA TIJORAT BANKLARI MOLIYAVIY XIZMATLARINI RIVOJLANTIRISHNING O‘ZIGA XOS XUSUSIYATLARI VA INSTITUTSIONAL MEXANIZMLARI
DOI:
https://doi.org/10.5281/zenodo.22249062Abstract
Ushbu maqolada rivojlanayotgan mamlakatlarda tijorat banklari moliyaviy xizmatlarini
rivojlantirishning o‘ziga xos xususiyatlari va institutsional mexanizmlari tadqiq etilgan. Tadqiqotda rivojlanayotgan
mamlakatlar bank tizimlarida moliyaviy xizmatlarning shakllanishi va rivojlanishiga ta’sir etuvchi makroiqtisodiy,
institutsional, texnologik va ijtimoiy omillar tahlil qilingan. Tijorat banklarida kredit, depozit, to‘lov, raqamli va
masofaviy bank xizmatlarini kengaytirish, moliyaviy inklyuziyani oshirish hamda aholining bank xizmatlaridan
foydalanish imkoniyatlarini yaxshilash masalalariga alohida e’tibor qaratilgan. Shuningdek, markaziy banklarning
tartibga solish siyosati, bank nazorati, moliyaviy infratuzilma, raqamli texnologiyalar va fintech kompaniyalari
bilan hamkorlikning moliyaviy xizmatlar rivojlanishidagi o‘rni o‘rganilgan.
Keywords
rivojlanayotgan mamlakatlar, tijorat banklari, moliyaviy xizmatlar, institutsional mexanizm, moliyaviy inklyuziya, bank nazorati, raqamli banking, fintech, bank infratuzilmasi, moliyaviy xizmatlar bozoriReferences
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