TIJORAT BANKLARINING KREDITLASH FAOLIYATINI INNOVATSIYALAR ASOSIDA TAKOMILLASHTIRISH YO‘LLARI
Abstract
Tijorat banklarining kreditlash faoliyatini innovatsiyalar asosida takomillashtirish ularning ssuda kapitallari bozoridagi raqobatbardoshligini ta’minlashning muhim shartlaridan biri hisoblanadi. Overdraft, kontokorrent va forfeyting kabi zamonaviy kreditlash shakllaridan foydalanish bank mijozlarining kredit resurslariga bo‘lgan ehtiyojlarini yanada to‘liq qondirish, kredit xizmatlari ko‘lamini kengaytirish hamda banklarning kredit operatsiyalaridan olinadigan daromadlarini oshirish imkonini beradi. O‘zbekiston Respublikasi tijorat banklarining kreditlash faoliyatida innovatsion moliyaviy instrumentlardan foydalanishning ahamiyati yoritilib, ularni amaliyotga keng joriy etish orqali kreditlash jarayonlarini takomillashtirish imkoniyatlari ilmiy jihatdan asoslangan.Keywords
tijorat banki, kreditlash, innovatsiya, overdraft, kontokorrent, forfeyting, kredit riski, foiz stavkasi, kredit operatsiyalariReferences
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