GLOBALLASHUV VA RAQOBAT SHAROITIDA O‘ZBEKISTON TIJORAT BANKLARIDA TRANSFORMATSIYA JARAYONLARINI O‘TKAZISHNING MUHIMLIGI HAMDA UNING KELGUSI ISTIQBOLLARI
DOI:
https://doi.org/10.5281/zenodo.23254009Abstract
Mazkur maqolada globallashuv va kuchayib borayotgan raqobat sharoitida O‘zbekiston tijorat banklarida transformatsiya jarayonlarini amalga oshirishning iqtisodiy ahamiyati va istiqbolli yo‘nalishlari tadqiq etilgan. Tijorat banklari faoliyatini raqamlashtirish, zamonaviy bank texnologiyalarini joriy etish, mijozlarga yo‘naltirilgan xizmat ko‘rsatish modelini shakllantirish, boshqaruv tizimlarini takomillashtirish hamda banklarning raqobatbardoshligini oshirish masalalariga alohida e’tibor qaratilgan. Tadqiqotda bank transformatsiyasining tashkiliy-iqtisodiy mexanizmlari, raqamli texnologiyalardan foydalanish samaradorligi va xalqaro bank amaliyotining ilg‘or tajribalarini O‘zbekiston bank tizimiga tatbiq etish imkoniyatlari tahlil qilingan. Shuningdek, transformatsiya jarayonlarini jadallashtirishga ta’sir etuvchi asosiy omillar va mavjud muammolar aniqlanib, ularni bartaraf etish bo‘yicha ilmiy-amaliy takliflar ishlab chiqilgan. Tadqiqot natijalari O‘zbekiston tijorat banklarining barqarorligi, moliyaviy samaradorligi va xalqaro raqobatbardoshligini oshirishda transformatsiya jarayonlarining strategik ahamiyatga ega ekanligini ko‘rsatadi.Keywords
globallashuv, raqobat, tijorat banklari, bank transformatsiyasi, raqamlashtirish, raqamli bank, bank texnologiyalari, moliyaviy xizmatlar, innovatsiya, bank raqobatbardoshligi, mijozlarga yo‘naltirilgan xizmat, strategik rivojlanish.References
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