O‘ZBEKISTON BANK SEKTORINING RIVOJLANISH KO‘RSATKICHLARINI EKONOMETRIK BAHOLASH
DOI:
https://doi.org/10.5281/zenodo.23277307Abstract
O‘zbekiston bank sektorining rivojlanish ko‘rsatkichlarini ekonometrik baholashning nazariy va metodologik jihatlari tahlil qilingan. Tadqiqotda bank tizimining jami aktivlari, kredit portfeli, depozitlar va kapital hajmi bank sektorining ichki rivojlanishini tavsiflovchi asosiy indikatorlar sifatida, yalpi ichki mahsulot, inflyatsiya darajasi va Markaziy bankning asosiy stavkasi esa tashqi makroiqtisodiy omillar sifatida ko‘rib chiqilgan. Tadqiqot sharhli xususiyatga ega bo‘lib, xalqaro ilmiy adabiyotlar, O‘zbekiston Respublikasi Markaziy banki, Jahon banki va Xalqaro valyuta jamg‘armasi ma’lumotlari umumlashtirilgan. Bank sektorining asosiy ko‘rsatkichlari dinamikasi tahlil qilinib, depozit bazasi, bank kapitali va iqtisodiy faollikning bank tizimi aktivlari bilan o‘zaro bog‘liqligi ilmiy jihatdan muhokama qilingan. Ekonometrik baholashning asosiy usuli sifatida Autoregressive Distributed Lag (ARDL) modeli taklif etilgan bo‘lib, uning yordamida qisqa va uzoq muddatli bog‘liqliklarni, lag ta’sirlarini hamda uzoq muddatli muvozanatga qaytish mexanizmini aniqlash imkoniyatlari asoslangan. Tadqiqot natijalari O‘zbekiston bank sektorining rivojlanishini baholashda moliyaviy va makroiqtisodiy ko‘rsatkichlarni yagona dinamik tizim doirasida kompleks o‘rganish zarurligini ko‘rsatadi.Keywords
bank sektori, ekonometrik baholash, bank aktivlari, kreditlar, depozitlar, bank kapitali, YaIM, inflyatsiya, asosiy stavka, ARDL modeli, moliyaviy barqarorlikReferences
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