TIJORAT BANKLARIDA SUN’IY INTELLEKT TEXNOLOGIYALARINI JORIY ETISH ORQALI OPERATSION SAMARADORLIKNI OSHIRISH YO‘NALISHLARI
DOI:
https://doi.org/10.5281/zenodo.23398488Abstract
Tezisda tijorat banklarida sun’iy intellekt texnologiyalarini joriy etish orqali operatsion samaradorlikni oshirishning asosiy yo‘nalishlari yoritilgan. 2025-yilda bank tizimida mobil ilovalar orqali operatsiyalar hajmi 1,6 barobar oshib, 646 trln so‘mga, bankomat va infokiosklar soni 40 mingtaga yetgani, an’anaviy bank xizmatlari ofislari soni esa deyarli o‘zgarmagani xizmat ko‘rsatishning raqamli kanallarga ko‘chayotganini ko‘rsatadi. Kredit qarorlarini qabul qilish, mijozlarga xizmat ko‘rsatish, firibgarlikka qarshi kurash, muvofiqlik nazorati va ichki jarayonlarni avtomatlashtirish sun’iy intellekt orqali operatsion samaradorlikni oshirishning ustuvor yo‘nalishlari sifatida asoslangan.Keywords
sun’iy intellekt, tijorat banklari, operatsion samaradorlik, kredit skoringi, jarayonlarni avtomatlashtirish, firibgarlikka qarshi kurash, raqamli kanallarReferences
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