RAQAMLI BANK XIZMATLARINING NAZARIY ASOSLARI VA ULARNING BANK FAOLIYATI SAMARADORLIGINI OSHIRISHDAGI O‘RNI

Authors

  • Rustamjon Abdurasulovich Giyayev Tadqiqotchi

DOI:

https://doi.org/10.5281/zenodo.23401898

Abstract

Tezisda raqamli bank xizmatlarining iqtisodiy mazmuni, turlari va rivojlanish omillari nazariy jihatdan yoritilgan. Xorijiy olimlarning ilmiy yondashuvlari umumlashtirilib, raqamli bank xizmatlarining bank faoliyati samaradorligi va moliyaviy inklyuziyani oshirishdagi o‘rni asoslab berilgan. O‘zbekiston Respublikasi Markaziy bankining rasmiy ma’lumotlari asosida soha rivojining asosiy ko‘rsatkichlari qisqacha tahlil qilingan.

Keywords

raqamli bank xizmatlari, mobil banking, internet-banking, ochiq banking, moliyaviy inklyuziya, masofaviy identifikatsiya, bank samaradorligi

References

Arner, D. W., Barberis, J., & Buckley, R. P. (2016). The Evolution of Fintech: A New Post-Crisis Paradigm?. Georgetown Journal of International Law, 47(4), 1271–1319.

Philippon, T. (2016). The FinTech Opportunity. NBER Working Paper No. 22476. 2016.

Vives, X. (2019). Digital Disruption in Banking. Annual Review of Financial Economics, 11, 243–272.

Thakor, A. V. (2020). Fintech and Banking: What Do We Know?. Journal of Financial Intermediation, 41.

Ozili, P. K. (2018). Impact of Digital Finance on Financial Inclusion and Stability. Borsa Istanbul Review, 18(4), 329–340.

Demirgüç-Kunt, A., Klapper, L., Singer, D., & Ansar, S. (2021). The Global Findex Database 2021. Washington, DC: World Bank, 2022.

Basel Committee on Banking Supervision. Sound Practices: Implications of Fintech Developments for Banks and Bank Supervisors. Basel: Bank for International Settlements, 2018.

O‘zbekiston Respublikasi Markaziy banki. 2025-yil uchun yillik hisobot. Toshkent, 2026. https://cbu.uz/ upload/medialibrary/964/07iq5gf3vjv0vw7636kvcccbudz35jdm/Yillik-hisobot-2025.pdf

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Published

2026-08-12

How to Cite

Giyayev, R. A. (2026). RAQAMLI BANK XIZMATLARINING NAZARIY ASOSLARI VA ULARNING BANK FAOLIYATI SAMARADORLIGINI OSHIRISHDAGI O‘RNI. GREEN ECONOMY AND DEVELOPMENT, 4, 629–631. https://doi.org/10.5281/zenodo.23401898
Vol. 4 (2026): «Yashil iqtisodiyot va taraqqiyot» jurnali Konferensiya 4-maxsus son