TIJORAT BANKLARIDA RISK-APPETIT, STRESS-TEST VA ERTA OGOHLANTIRISH INDIKATORLARINI INTEGRATSIYALASH ASOSIDA BANK RISKLARINI BOSHQARISHNI TAKOMILLASHTIRISH
DOI:
https://doi.org/10.5281/zenodo.23562062Abstract
Maqolada O‘zbekiston tijorat banklarida risklarni boshqarishga qo‘yiladigan milliy talablar hamda Bazel qo‘mitasi va XVJning e’lon qilingan hujjatlari qiyosiy tahlil qilinadi. Risk-appetit bayonoti, stress-test, erta ogohlantirish ko‘rsatkichlari va boshqaruv qarorlarini izchil bog‘laydigan amaliy mexanizm ishlab chiqiladi. Risk signali, mas’ul ijrochi, javob chorasining muddati va nazorat natijasi orasidagi bog‘liqlik mualliflik tizimlashtiruvida asoslanadi. Rasmiy NPL ma’lumotlari va XVJning moliya tizimini baholash xulosalari mexanizmning zarurligini ko‘rsatish uchun ishlatiladi.Keywords
risk-appetit, risk-menejment, stress-test, erta ogohlantirish, tavakkalchilik chegarasi, bank nazorati, tuzatish choralariReferences
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