MASOFAVIY BANK XIZMATLARINING O‘SISHI OCHIQ BANKKA O‘TISHNING ASOSI SIFATIDA
DOI:
https://doi.org/10.5281/zenodo.23879542Abstract
Tezisda 2020–2026-yillarda O‘zbekistonda masofaviy bank xizmatlarining rivojlanish dinamikasi tahlil qilingan hamda ushbu jarayon ochiq bank (Open Banking) modeliga o‘tishning institutsional va texnologik shart-sharoitlarini shakllantiruvchi omil sifatida ko‘rib chiqilgan. Masofaviy bank xizmatlarining kengayishi bank operatsiyalari va mijozlar faoliyatiga oid ma’lumotlarning raqamli shaklda qayd etilishini jadallashtirgani, shu bilan birga, banklar tomonidan alohida ishlab chiqilgan interfeyslar o‘zaro integratsiyani takomillashtirish zaruratini yuzaga keltirayotgani yoritilgan. Ochiq bank tizimiga bosqichma-bosqich o‘tish bo‘yicha takliflar ilgari surilgan.Keywords
masofaviy bank xizmatlari, mobil banking, ochiq bank, API, raqamli iqtisodiyot, uchinchi tomon provayderi, banklararo integratsiyaReferences
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