O‘ZBEKISTON BANK TIZIMI BARQARORLIGINI TA’MINLASHDA BANK RISKLARI MONITORINGINI TAKOMILLASHTIRISH
DOI:
https://doi.org/10.5281/zenodo.23892063Abstract
Maqolada bank risklari monitoringining bank tizimi barqarorligini ta’minlashdagi o‘rni nazariy va empirik jihatdan tadqiq etilgan. Tadqiqotning maqsadi kredit portfeli sifati ko‘rsatkichlaridagi o‘zgarishlarni to‘g‘ri talqin qilish asosida risklarni kuzatish va erta aniqlash amaliyotini takomillashtirishdan iborat. Tadqiqot O‘zbekiston bank tizimining 2021–2025-yillar yakunlariga oid ma’lumotlariga asoslangan. Dinamik taqqoslash va zanjirli almashtirish usuli yordamida muammoli kreditlar ulushining o‘zgarishi muammoli kreditlar summasi hamda jami kreditlar hajmi hisobiga shakllanadigan tarkibiy qismlarga ajratilgan. Hisob-kitoblar 2023-yilda muammoli kreditlar ulushining biroz pasayishi ularning mutlaq summasi kamayishi bilan birga kechmaganini ko‘rsatadi. Ushbu natija risk monitoringida nisbiy ko‘rsatkichlarni mutlaq hajmlar va portfel o‘sish sur’atlari bilan birgalikda baholash zarurligini asoslaydi. Banklar darajasida erta ogohlantirish indikatorlarini boshqaruv qarorlari, mas’ul ijrochilar va tuzatish choralarining bajarilishini nazorat qilish bilan bog‘laydigan monitoring tartibi taklif etilgan.Keywords
bank tizimi barqarorligi, bank risklari, risk monitoringi, kredit riski, muammoli kreditlar, erta ogohlantirish, prudensial nazorat, portfel sifatiReferences
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Published
2026-10-05
How to Cite
Hamroyev, S. A. (2026). O‘ZBEKISTON BANK TIZIMI BARQARORLIGINI TA’MINLASHDA BANK RISKLARI MONITORINGINI TAKOMILLASHTIRISH. GREEN ECONOMY AND DEVELOPMENT, 4(10), 576–581. https://doi.org/10.5281/zenodo.23892063
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