Optimizing crisis-handling mechanisms in commercial banks

Abstract

The article examines the issue of optimizing mechanisms to overcome crises in commercial banks by analyzing
modern banking challenges and developing strategies to enhance stability. Practical research conducted in this area,
along with risk management practices and the implementation of innovative technological solutions, provides an improved
roadmap and anti-crisis measures for commercial banks. Findings indicate that optimizing the risk management system,
strengthening internal bank relationships, and introducing artificial intelligence (AI) technologies can significantly enhance
the ability of banks to effectively manage financial crises.