Raqamli iqtisodiyot sharoitida mamlakatimiz bank tizimining samaradorli ko‘rsatkichlari
DOI:
https://doi.org/10.5281/zenodo.15468812Keywords:
raqamli iqtisodiyot, bank tizimi, samaradorlik ko‘rsatkichlari, ROA, ROE, NSFR, LCR, transformatsiya.Abstract
Raqamli iqtisodiyotning jadal rivojlanishi bank tizimida transformatsiya jarayonlarini tezlashtirib, moliyaviy
xizmatlarning samaradorlik ko‘rsatkichlariga bevosita ta’sir ko‘rsatmoqda. Ushbu maqolada tijorat banklarining ROA,
ROE, NSFR, LCR kabi moliyaviy indikatorlari asosida raqamli texnologiyalar sharoitida bank faoliyati tahlil qilinadi.
Raqamli xizmatlar ulushining ortishi va banklararo raqobat kuchayishi fonida bank tizimi samaradorligiga ta’sir etuvchi
omillar tahlil etiladi.
References
Molyneux Ph., Thornton J. Determinants of European Bank Profitability: A Note. – Journal of Banking & Finance, 1992.
Levine R. Financial Development and Economic Growth: Views and Agenda. – Journal of Economic Literature, 1997.
A. A. Xodjayev. Bank faoliyatining iqtisodiy samaradorligini baholash metodikasi. – Toshkent: Iqtisod-Moliya, 2020.
N. A. Mamajonov, I. M. Abdullayeva. Raqamli transformatsiya sharoitida tijorat banklari faoliyatini takomillashtirish
yo‘llari. – TDIU ilmiy jurnali, 2022.
Mishkin F. S. The Economics of Money, Banking, and Financial Markets. – Pearson Education, 2016.
Allen F., Carletti E. The Roles of Banks in Financial Systems. – Oxford Handbook of Banking, 2010.
Claessens S., Laeven L. What Drives Bank Competition? Some International Evidence. – Journal of Money, Credit and
Banking, 2004.
Demirgüç-Kunt A., Huizinga H. Determinants of Commercial Bank Interest Margins and Profitability: Some International
Evidence. – World Bank Economic Review, 1999.
Котсар, Ю.Facebook ўрнига банк. [Электрон ресурс]. – УРЛ: https://www.gazeta.ru/tech/2014/04/14_a_5992109.
shtml (кириш санаси: 18.06.2017).
Ключников И.К., Молчанова О.А., Ключников О.И. Катта маълумотлар молия: назария ва амалиёт. Молия ва
бизнес. -2017 йил. - Но 4. - С. 105-116.
Fenwick, N. The 2016 Guide to Digital Predators, Transformers, And Dinosaurs. The Benchmark: The CIO Digital
Business Transformation Playbook. 2016. – 209 p.
Ashta A. Biot-Paquerot G. FinTech evolution: Strategic value management issues in a fast-changing industry // Briefings
in entrepreneurial finance. Volume 27, Issue 4. July 2018. – 301-311 р.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 YASHIL IQTISODIYOT VA TARAQQIYOT
This work is licensed under a Creative Commons Attribution 4.0 International License.