Tijorat banklarida aholi omonatlarining jozibadorligini oshirishning metodologik asoslari va amaliy yo‘nalishlari
DOI:
https://doi.org/10.5281/zenodo.15673175Keywords:
aholi omonatlari, tijorat banklari, O‘zbekiston bank tizimi, moliyaviy savodxonlik, foiz siyosati, raqamli bank xizmatlari, psixologik omillar, iqtisodiy barqarorlik, innovatsion depozitlar, mintaqaviy tengsizlikAbstract
Maqolada O‘zbekiston Respublikasida tijorat banklarida aholi omonatlarini jalb qilish jarayoni tahlil qilingan.
Jahon va mahalliy tajriba asosida omonat siyosatini takomillashtirishga ta’sir qiluvchi iqtisodiy, psixologik va institutsional
omillar yoritilgan. Tadqiqot natijalari asosida innovatsion omonat mahsulotlarini ishlab chiqish, raqamli xizmatlarni
kengaytirish, mintaqaviy tengsizliklarni bartaraf etish va moliyaviy savodxonlikni oshirish bo‘yicha amaliy tavsiyalar
berilgan.
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