Tijorat banklarida chakana toʻlov tizimlarini nazariy asosi
DOI:
https://doi.org/10.5281/zenodo.15679346Keywords:
Markaziy bank, tijorat bank, qonun, farmon, chakana toʻlov tizimi, masofaviy bank xizmatlari, SMS-banking, Internet-banking, Tap-to-phone tizimi, Mobil-banking, Supermarket-banking, moliyaviy savodxonligAbstract
Maqolada banklarda chakana toʻlov tizimlari nazariy asosi yoritilgan hamda horijiy davlatlarda AQSh,
Yevropa tajribasi bo‘yicha berilgan taklif va tavsiyalar O‘zbekiston amaliyoti tomonidan, Oʻzbekiston Respublikasi tashqi
iqtisodiy faoliyat “Milliy banki" AJ hisobotlarini tuzish jarayonida qo‘llash yuzasidan tavsiyalar ishlab chiqilgan.
References
https://cbu.uz-O’zbekiston Respublikasi Markaziy banki
Humphrey, D. B., Kim M. and J. Vesala (2001) “Realizing the Gains from Electronic Payments:
VISA (2003) “The virtuous circle: electronic payments and economic growth”, Global Insight.
Banca d’Italia (1999) “White Paper on Payment System Oversight, Objectives, Methods, Areas of Interest”.
Cirasino, M. and A. Garcia (2008) “Measuring Payment System Development”, Working Paper, Financial Infrastructures
Series, The World Bank
Singh, V. and M. Zandi (2010) “The Impact of Electronic Payments on Economic Growth”, Moody’s Analytics.
Scholnick, B., Massoud N., Saunders A., Carbo-Valverde S. and F. Rodriguez-Fernàndez (2008) “The Economics of
Credit Cards, Debit Cards and ATMs: A Survey and Some New Evidence”, Journal of Banking and Finance, 32, 1468-
Humphrey, D. B., Snellman J. and J. Vesala (2001) “Substitution of Noncash Payment
Berger, A. N. (2003) “The Economic Effects of Technological Progress: Evidence from the Banking
H. Banka, “Naqd puldan elektron to‘lovlarga: mikroiqtisodiy, makroiqtisodiy va chakkana savdo siyosati bo‘yicha to‘lov
tizimlari”, Merilend universiteti, Kollej Park, Falsafa fanlari doktori, 2016 yil.
Leinonen, H (2000): “Elektron dunyo uchun to‘lov tizimlarini qayta ishlab chiqish”, Finlyandiya banki muhokamasi
/2000, (www.bof.fi).
Skott, HS (2015). Chakana to‘lov tizimining ahamiyati: Chakana to‘lov Tizimlar konferentsiyasi, Garvard yuridik
maktabining xalqaro moliya bo‘yicha dasturi Tizimlar.
Bodie, Z., & Merton, R. C. (2000). Finance. Prentice Hall. 2. Gomber, P., Koch, J. A., & Siering, M. (2017). Digital
Finance and FinTech: current research and future research directions. Journal of Business Economics, 87(5), 537-580.
Gomber, P., Koch, J. A., & Siering, M. (2017). Digital Finance and FinTech: current research and future research
directions. Journal of Business Economics, 87(5), 537-580.
Otabek, Arziqulov, Toʻychiyev Dilshod. “tijorat banklarining kredit portfelini boshqarish yoʻllari.” Zamonaviy ilmiy va
texnik tadqiqotlar xalqaro jurnali (2023): 158-167.
Sh.R. Yunusova. “ Retail Banking Products in Uzbek Commercial Banks: A Comprehensive Overview”. Asian Journal
of Technology & Management Research (AJTMR) ISSN: 2249 –0892 Vol 13 Issue–02, Dec -2023. 26-31
Ergasheva, L. (2023). Muammoli kreditlar va uni monitoring qilish tartibi. Innovatsion rivojlanish Ta’lim faoliyati, 2(5),
-302.
D.B. Igamberdiyeva. “Tijorat banklarida chakana to‘lov qobiliyati va uni rivojlantirish imkoniyatlari tahlili”. “Raqamli
iqtisodiyot” ilmiy-elektron jurnali | 1 0-soN. 2024. 879-891
https://cbu.uz-O’zbekiston Respublikasi Markaziy banki
Downloads
Published
Issue
Section
License
Copyright (c) 2025 YASHIL IQTISODIYOT VA TARAQQIYOT

This work is licensed under a Creative Commons Attribution 4.0 International License.