O‘zbekistonda islomiy mikromoliyaviy xizmatlar orqali ish bilan bandlikni oshirish istiqbollari
DOI:
https://doi.org/10.5281/zenodo.15718267Keywords:
Islomiy mikromoliya, ish bilan bandlik, qarz al-hasana, mudaraba, shariat moliyasi, O‘zbekiston, mikrokreditAbstract
Maqolada O‘zbekistonda islomiy mikromoliyaviy xizmatlar orqali ish bilan bandlikni oshirish istiqbollari tahlil
qilingan. Tadqiqotning dolzarbligi moliyaviy xizmatlardan chetda qolgan aholi qatlamini bandlikka jalb qilish ehtiyoji bilan
asoslanadi. Shariatga mos moliyaviy vositalarning imkoniyatlari o‘rganilgan. Metodologiyada normativ-huquqiy tahlil,
qiyosiy tahlil va empirik ma’lumotlar asosida baholash usuli qo‘llangan. Natijalar shundan dalolat beradiki, qarz al-hasana,
mudaraba kabi vositalar kichik biznesni qo‘llab-quvvatlashda samarali hisoblanadi. Muallif ushbu modelni O‘zbekiston
sharoitida joriy etish bo‘yicha ilmiy takliflar bildirgan
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