Tijorat banklari faktoring xizmatlari orqali kichik biznes subyektlarining moliyaviy barqarorligini oshirish
DOI:
https://doi.org/10.5281/zenodo.16570440Keywords:
faktoring xizmatlari, kichik va o‘rta biznes, moliyaviy barqarorlik, tijorat banklari, huquqiy baza, likvidlik, kreditga kirish, iqtisodiy siyosat, xalqaro tajriba, moliyaviy infratuzilmaAbstract
Maqolada faktoring xizmatlarining kichik va o‘rta biznes (KO‘B) subyektlarining moliyaviy barqarorligini
oshirishdagi o‘rni yoritilgan. An’anaviy bank kreditlariga muqobil moliyalashtirish vositasi sifatida faktoring KO‘Blarga
likvidlikni ta’minlash, to‘lovlar kechikishini kamaytirish va kreditga kirish imkoniyatlarini kengaytirishda yordam beradi.
Tadqiqotda xalqaro tajriba, huquqiy-institutsional muhit va tijorat banklarining roli asosida faktoring bozorini rivojlantirish
mexanizmlari tahlil qilingan. Yakuniy xulosalarda faktoring xizmatlarini keng joriy etish orqali iqtisodiy o‘sish va barqarorlikka
erishish imkoniyati asoslab berilgan
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