O‘zbekiston sug‘urta bozorida esg va yashil moliya instrumentlaridan foydalanish holati va imkoniyatlari
DOI:
https://doi.org/10.5281/zenodo.17168697Keywords:
sug‘urta bozori, ESG, yashil moliya, barqarorlik, investitsiya, risklarni boshqarish, moliyaviy samaradorlik, innovatsiya.Abstract
Ushbu maqolada O‘zbekiston sug‘urta bozorida ESG (Atrof-muhit, Ijtimoiy va Boshqaruv) tamoyillari hamda
yashil moliya instrumentlaridan foydalanish holati va imkoniyatlari tahlil qilinadi. Global moliya bozorlarida ESG va
yashil moliya kontseptsiyalari barqaror rivojlanish va ijtimoiy mas’uliyatni ta’minlashda muhim o‘rin tutmoqda. Sug‘urta
kompaniyalari uchun bu yo‘nalishlarda faoliyat yuritish risklarni kamaytirish, investitsiya portfellarini diversifikatsiya qilish
va ijtimoiy ishonchni oshirish imkonini beradi. O‘zbekiston bozorida ESG va yashil moliya instrumentlari joriy etilishi
mamlakatning barqaror iqtisodiy o‘sishiga hissa qo‘shadi va sug‘urta sohasida innovatsion rivojlanishni rag‘batlantiradi.
Tadqiqotda mavjud amaliyotlar, qonunchilik bazasi va istiqbolli yo‘nalishlar ko‘rib chiqiladi hamda ushbu yo‘nalishlarni
rivojlantirish uchun tavsiyalar beriladi
References
1. Lauria, D., Lindquist, W. B., Mittnik, S., & Rachev, S. T. (2022). A Dynamic Model of ESG-Based Asset Pricing and
Portfolio Optimization. arXiv preprint.
2. Amel-Zadeh, A. (2022). ESG Integration in Financial Strategy. Saïd Business School, University of Oxford.
3. Caldecott, B. (2023). Oxford Sustainable Finance Programme. https://www.smithschool.ox.ac.uk/oxford-sustainablefinance-
group
4. Zhou, X. (2023). ESG Performance and Economic Growth. Oxford Sustainable Finance Programme.
5. R.S. Azimov. “Green Insurance in Uzbekistan – Current State, Challenges, and Development Prospects. International
Conferences 2025. https://www.dpublication.com/wp-content/uploads/2025/04/46-IMF6-5651.pdf
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