Raqamli bank xizmatlarida sun’iy intellektdan foydalanishning istiqbollari va xavfsizlik masalalari
DOI:
https://doi.org/10.5281/zenodo.17193970Keywords:
raqamli bank xizmatlari, sun’iy intellekt, axborot xavfsizligi, algoritmik shaffoflik, bank texnologiyalari, moliyaviy texnologiyalarAbstract
Mazkur maqolada raqamli bank xizmatlarida sun’iy intellekt texnologiyalarini joriy etishning amaliy
yo‘nalishlari, dolzarb muammolari hamda ularni hal etish strategiyalari tahlil qilinadi. Xususan, mijozlarga xizmat ko‘rsatish
sifatini oshirish, firibgarlik holatlarini aniqlash va kredit risklarini baholash jarayonlarida sun’iy intellektning o‘rni yoritilgan.
Shu bilan birga, axborot xavfsizligi, algoritmik shaffoflik, etik muammolar va me’yoriy-huquqiy asoslarning yetarli emasligi
kabi masalalar ham ko‘rib chiqilib, sohaga oid rivojlantirish takliflari ilgari surilgan
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