MOLIYAVIY INNOVATSIYALAR: IQTISODIY MOHIYATI, QO‘LLANILISHI VA RIVOJLANISHI
DOI:
https://doi.org/10.5281/zenodo.17273273Keywords:
moliya tizimi, moliyaviy innovatsiyalar, moliyaviy beqarorlik, bozor noaniqligi, zamonaviy texnologiyalar, raqamlashtirish, moliyaviy barqarorlikAbstract
Bugungi kunda jahon iqtisodiyotida raqamlashtirish jarayoni moliya sanoatiga katta taʼsir koʻrsatmoqda,
uning asosiy xususiyatlaridan biri esa innovatsiyalarni faol joriy etish hisoblanadi. Moliyaviy innovatsiyalar global raqobat
va globallashuv sharoitida moliya tizimi rivojlanishining sifatini oshirish vositasi sifatida qaraladi. Ushbu maqolada
“moliyaviy innovatsiyalar” atamasining konsepsiyasi va rivojlanishiga nazariy yondashuvlar koʻrib chiqilib, tizimlashtiriladi,
shuningdek, moliyaviy innovatsiyalar konsepsiyasi hamda ularning moliya tizimi va umuman iqtisodiyot rivojlanishiga
taʼsiri baholanadi. Ishda moliyaviy innovatsiyalarning taʼriflari va tasnifi keltiriladi, shu bilan birga, ularning xususiyatlariga
oid munozarali masalalar ham koʻrib chiqiladi.
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