BANKLARDA BARQARORLIKNI TA’MINLASH UCHUN RAQAMLI YECHIMLARNI TAKOMILLASHTIRISH
DOI:
https://doi.org/10.5281/zenodo.17532732Keywords:
bank tizimi, raqamli yechimlar, barqarorlik, raqamli transformatsiya, innovatsiyalar, moliyaviy texnologiyalarAbstract
Ushbu maqolada banklarda barqarorlikni ta’minlashda raqamli texnologiyalar va innovatsion yechimlarning
ahamiyati yoritilgan. Raqamli bank xizmatlari, sun’iy intellekt, “big data” hamda blokcheyn kabi texnologiyalar moliyaviy
xavfsizlikni oshirish, xarajatlarni kamaytirish va mijozlar ehtiyojlarini samarali qondirishda muhim rol o‘ynayotgani tahlil
qilinadi. Shuningdek, O‘zbekiston bank tizimida raqamli transformatsiyani chuqurlashtirish orqali barqaror rivojlanish
istiqbollari ko‘rsatib o‘tilgan
References
1. M. King. The End of Alchemy: Money, Banking, and the Future of the Global Economy. – New York: W.W. Norton &
Company, 2016. – 448 b.
2. C. Goodhart, D. Tsomocos. Financial Stability in Practice: Theory and Policy Applications. – Oxford: Oxford University
Press, 2021. – 312 b.
3. D. Arner, J. Barberis, R. Buckley. The Evolution of Fintech: A New Post-Crisis Paradigm? – Georgetown Journal of
International Law. – 2016. – №47. – P. 1271–1319.
4. Basel Committee on Banking Supervision. Sound Practices: Implications of Fintech Developments for Banks and Bank
Supervisors. – Bank for International Settlements, Basel, 2018. – 54 b.
5. M. Chishti, J. Barberis. The Fintech Book: The Financial Technology Handbook for Investors, Entrepreneurs and
Visionaries. – Chichester: John Wiley & Sons, 2016. – 312 b.
6. International Monetary Fund. The Impact of Fintech on Financial Stability. – Washington, D.C.: IMF Working Paper,
2021. – 78 b.
7. C. Lagarde. Central Banking and Fintech: A Brave New World. – IMF Speech, Singapore, 2018. – 16 b.
8. S. Claessens, N. van Horen. Fintech Credit: Market Structure, Business Models and Financial Stability Implications. –
BIS Working Papers №125. – Basel, 2020. – 62 b.
9. D. Schindler, L. Schüwer. Digital Transformation and Bank Stability: Evidence from European Banks. – Journal of
Banking Regulation. – London: Palgrave Macmillan, 2022. – 24 b.
10. https://www.irs.gov/inflation-reduction-act-of-2022
11. https://www.sqb.uz/oz/news/1266
12. https://xb.uz/oz/news/eco-ipo-program
13. https://asakabank.uz/uz/page/carbon-loans
14. https://ipoteka.uz/uz/news/green-mortgage
15. https://agrobank.uz/uz/news/eko-loans
16. www.katm.uz
Downloads
Published
Issue
Section
License
Copyright (c) 2025 YASHIL IQTISODIYOT VA TARAQQIYOT

This work is licensed under a Creative Commons Attribution 4.0 International License.