RAQAMLI TRANSFORMATSIYA DAVRIDA TIJORAT BANKLARI LIKVIDLILIK XAVFINI BOSHQARISHI
DOI:
https://doi.org/10.5281/zenodo.17802712Keywords:
raqamli texnologiyalar, likvidlilik xavfi, sun’iy intellekt (AI), katta ma’lumotlar (Big Data), bulutli hisoblash, Basel III, moliyaviy xavflar, kiberxavfsizlikAbstract
Raqamli texnologiyalar asrida tijorat banklari o‘z faoliyatining har bir jihatini, shu jumladan likvidlilik xavfini
boshqarish jarayonlarini ham tubdan o‘zgartirib bormoqda. Raqamli transformatsiya banklarga yangi imkoniyatlar ochish
bilan birga, mavjud likvidlilik xavflarini yanada murakkablashtirmoqda va yangi xavflarni keltirib chiqarmoqda. Ushbu
maqola tijorat banklarining ushbu dolzarb mavzudagi boshqaruv strategiyalarini chuqur tahlil qiladi
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