TIJORAT BANKLARIDA DEPOZIT BAZASI BARQARORLIGIGA TA’SIR ETUVCHI OMIL SIFATIDA FOIZ SIYOSATI VA UNING AMALIY JIHATLARI
DOI:
https://doi.org/10.5281/zenodo.17998163Keywords:
depozit bazasi, foiz siyosati, muddatli depozitlar, jismoniy va yuridik shaxslar, bank resurslari, moliyaviy barqarorlik, tijorat banklariAbstract
Ushbu maqolada tijorat banklarida depozit bazasining barqarorligiga ta’sir etuvchi omil sifatida foiz siyosati
va uning amaliy jihatlari tahlil qilingan. Maqolada foiz siyosati bankning depozitlarini jalb qilish va saqlash, resurslar
bazasini mustahkamlash hamda moliyaviy barqarorlikni ta’minlashdagi ahamiyati ko‘rib chiqilgan. Shuningdek, depozit
turlari va muddatlari, mijozlar segmentatsiyasi hamda bozor kon’yunkturasiga muvofiq foiz stavkalari belgilash amaliyoti
o‘rganilgan. Tahlillar natijasida banklar uchun barqaror depozit bazasini shakllantirishda to‘g‘ri foiz siyosati muhim
strategik omil ekanligi ta’kidlanadi
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