XALQARO STANDARTLARDA PRUDENSIAL NAZORAT: BAZEL QOIDALARI VA ULARNING AHAMIYATI
DOI:
https://doi.org/10.5281/zenodo.18009412Keywords:
prudensial nazorat, Bazel standartlari, moliyaviy barqarorlik, bank xavflari, kapital yetarliligi, likvidlik, xalqaro bank nazorati.Abstract
Mazkur maqolada xalqaro moliyaviy tizimda prudensial nazoratning ahamiyati, uning nazariy va me’yoriy
asoslari, xususan Bazel qoidalari doirasida shakllangan standartlar tahlil qilinadi. Muallif tomonidan Bazel I, II va III
me’yoriy paketlari mazmuni, ularning bank kapitalini boshqarish, likvidlikni ta’minlash va moliyaviy barqarorlikni
kuchaytirishdagi o‘rni ilmiy jihatdan yoritilgan. Maqolada xalqaro tajribaga asoslanib, prudensial nazorat standartlarining
milliy moliya tizimiga tatbiqi, xususan O‘zbekiston uchun amaliyotga yo‘naltirilgan tavsiyalar berilgan. Bazel qoidalarining
tijorat banklari faoliyati samaradorligi, xavflarni boshqarish madaniyati va shaffoflikni oshirishdagi ahamiyati asoslangan
holda ko‘rsatib berilgan.
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