O‘ZBEKISTONDA ISLOM BANKCHILIGINI JORIY ETISHNING NAZARIY VA METODOLOGIK ASOSLARI
DOI:
https://doi.org/10.5281/zenodo.18150695Keywords:
islom bankchiligi, islomiy moliya, islom moliyasiga muvofiqlik, risklarni bo‘lishish, moliyaviy barqarorlik, bank tizimini diversifikatsiya qilish.Abstract
Mazkur maqolada O‘zbekistonda islom bankchiligini joriy etishning nazariy va metodologik asoslari
tadqiq etilgan. Islom bankchiligi risklarni bo‘lishish, real aktivlarga tayangan moliyalashtirish hamda islom moliyasi
tamoyillariga muvofiqlik asosida faoliyat yurituvchi muqobil moliyaviy tizim sifatida tahlil qilingan. Tadqiqot jarayonida
islom bankchiligining asosiy konsepsiyalari, fundamental prinsiplari va ilmiy yondashuvlari tizimlashtirilib, ularni milliy
bank tizimiga moslashtirish masalalari yoritilgan. Shuningdek, islom bankchiligi modellari va ularni tanlash mezonlari
tahlil qilinib, O‘zbekiston sharoitida bosqichma-bosqich va moslashuvchan joriy etish yondashuvi metodologik jihatdan
eng maqbul variant sifatida asoslangan. Maqolada islom bankchiligini samarali joriy etish uchun normativ-huquqiy,
institutsional va risklarni boshqarish mexanizmlarini takomillashtirish bo‘yicha amaliy tavsiyalar ishlab chiqilgan.
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