KICHIK BIZNESNI MOLIYAVIY QO‘LLAB-QUVVATLASHDA GAROVSIZ MIKROKREDITLARNI QAYTA MOLIYALASHTIRISH TIZIMINING AHAMIYATI
DOI:
https://doi.org/10.5281/zenodo.18198454Keywords:
kichik biznes, garovsiz mikrokreditlar, qayta moliyalashtirish, moliyaviy qo‘llab-quvvatlash, bank-moliya tizimi, kredit risklari, likvidlikAbstract
Mazkur tezisda kichik biznes subyektlarini moliyaviy qo‘llab-quvvatlashda garovsiz mikrokreditlarni qayta
moliyalashtirish tizimining iqtisodiy ahamiyati va amaliy samaradorligi tahlil qilinadi. Tadqiqotda garov talablarining
yuqoriligi kichik biznesning moliyaviy resurslarga kirish imkoniyatlarini cheklovchi asosiy omillardan biri ekanligi asoslab
beriladi. Garovsiz mikrokreditlarni qayta moliyalashtirish mexanizmlarining banklar likvidligini ta’minlash, kredit risklarini
taqsimlash, foiz stavkalarini pasaytirish hamda kreditlash hajmini oshirishdagi roli yoritilgan
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