RAQAMLI IQTISODIYOT DAVRIDA BANK XIZMATLARI VA MOLIYAVIY TEXNOLOGIYALARNING TARAQQIYOTI
DOI:
https://doi.org/10.5281/zenodo.18315849Keywords:
Raqamli bank xizmatlari, moliyaviy texnologik yechimlar, anʼanaviy moliya institutlari, onlayn kreditlash, internet omonatlari, raqamli innovatsion yechimlarAbstract
Ushbu maqola mamlakatimizda bank va moliya xizmatlarini raqamlashtirish jarayonlarini chuqur oʻrganish,
ushbu sohada amalga oshirilayotgan islohotlarni tahlil qilish hamda raqamli bank xizmatlarining kelgusidagi rivojlanish
yoʻnalishlarini aniqlashga bagʻishlangan. Maqolada “BIZNESNI RIVOJLANTIRISH BANKI” aksiyadorlik tijorat banki
faoliyati misolida raqamli bank tushunchasining mohiyati ochib berilgan boʻlib, uning mobil va masofaviy xizmatlarining
amaldagi holati, funksional imkoniyatlari hamda mijozlar uchun yaratilayotgan qulayliklar atroflicha tahlil qilingan.
Shuningdek, mamlakatimizda faoliyat yuritayotgan anʼanaviy banklar bilan raqamli banklarning xizmat koʻrsatish shakllari,
texnologiyalardan foydalanish darajasi va samaradorligi qiyosiy tahlil qilingan hamda ushbu tahlillar asosida Oʻzbekiston
bank-moliya sektorini yanada rivojlantirish, raqamli transformatsiya jarayonlarini jadallashtirish va zamonaviy moliyaviy
texnologiyalarni keng joriy etish boʻyicha amaliy xulosa va takliflar ishlab chiqilgan
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