BANK LIKVIDLIGINI BOSHQARISHDA ZAMONAVIY METODOLOGIK YONDASHUVLAR
DOI:
https://doi.org/10.5281/zenodo.18628669Keywords:
bank likvidligi, likvidlikni boshqarish, likvidlik riski, zamonaviy metodologik yondashuvlar, Basel III standartlari, LCR, NSFR, stress-testlash, aktiv va passivlarni boshqarish, bank tizimi barqarorligiAbstract
Ushbu maqolada tijorat banklari likvidligini boshqarishda zamonaviy metodologik yondashuvlarning
mazmuni va ularning bank faoliyati barqarorligiga ta’siri tahlil qilinadi. Tadqiqot jarayonida likvidlik risklarini baholash, aktiv
va passivlarni boshqarish, Basel III standartlari, shuningdek stress-testlash usullarining bank likvidligini ta’minlashdagi
o‘rni ilmiy jihatdan o‘rganildi. Empirik va taqqoslama tahlil metodlari asosida banklarning likvidlik ko‘rsatkichlari va ularni
boshqarish mexanizmlarining samaradorligi baholandi. Tadqiqot natijalari shuni ko‘rsatadiki, zamonaviy riskga asoslangan
yondashuvlarni qo‘llash banklarning qisqa va uzoq muddatli majburiyatlarini bajarish qobiliyatini oshiradi. Shuningdek,
likvidlik buferlarini shakllantirish va stress-testlash amaliyotini keng joriy etish bank tizimi barqarorligini mustahkamlashga
xizmat qiladi. Mazkur maqola bank mutaxassislari, moliyaviy tahlilchilar va ilmiy tadqiqotchilar uchun foydali ilmiy manba
hisoblanadi.
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