XUSUSIY TIJORAT BANKLARINING MOLIYAVIY RESURSLARINI MUSTAHKAMLASHNING NAZARIY VA AMALIY ASOSLARI

XUSUSIY TIJORAT BANKLARINING MOLIYAVIY RESURSLARINI MUSTAHKAMLASHNING NAZARIY VA AMALIY ASOSLARI

Authors

  • Dilmurod Xolmatov

DOI:

https://doi.org/10.5281/zenodo.18629767

Keywords:

xususiy tijorat banklari, moliyaviy resurslar, kapital yetarliligi, moliyalashtirish diversifikatsiyasi, likvidlik riski

Abstract

Mazkur tadqiqot xususiy tijorat banklarining moliyaviy resurslarini mustahkamlashning nazariy va amaliy
asoslarini kuchayib borayotgan raqobat, prudensial tartibga solish hamda tizimli risklar sharoitida tahlil qiladi. Tadqiqot
natijalari kapital sifati, moliyalashtirish tuzilmasining diversifikatsiyasi, kapital bozori instrumentlaridan foydalanish hamda
aktivlar va passivlarni boshqarish (ALM) tizimi banklar barqarorligining asosiy determinantlari ekanligini asoslab beradi.

Author Biography

Dilmurod Xolmatov

Toshkent Kimyo xalqaro universiteti
Akademik faoliyat boshqarmasi
“Ta’limning dasturiy ta’minoti va ma’lumotlar bazasi” bo‘limi boshlig‘i

References

1. Levine, R. Financial Development and Economic Growth: Views and Agenda // Journal of Economic Literature. – 1997.

– Vol. 35. – No. 2. – P. 688–726.

2. Allen, F., Gale, D. Comparing Financial Systems. – Cambridge, MA: MIT Press, 2000. – 507 p.

3. Demirgüç-Kunt, A., Huizinga, H. Determinants of Commercial Bank Interest Margins and Profitability // World Bank

Economic Review. – 1999. – Vol. 13. – No. 2. – P. 379–408.

4. Basel Committee on Banking Supervision. Basel III: A Global Regulatory Framework for More Resilient Banks and

Banking Systems. – Basel: BIS, 2011. – 77 p.

5. Diamond, D., Dybvig, P. Bank Runs, Deposit Insurance, and Liquidity // Journal of Political Economy. – 1983. – Vol.

91. – No. 3. – P. 401–419.

6. Huang, R., Ratnovskiy, L. The Dark Side of Bank Wholesale Funding // Journal of Financial Intermediation. – 2011. –

Vol. 20. – No. 2. – P. 248–263.

7. Berger, A., Bouwman, C. How Does Capital Affect Bank Performance During Financial Crises? // Journal of Financial

Economics. – 2013. – Vol. 109. – No. 1. – P. 146–176.

8. Song, F., Thakor, A. Financial System Architecture and the Co-Evolution of Banks and Capital Markets // Economic

Journal. – 2010. – Vol. 120. – No. 547. – P. 1021–1055.

9. Adrian, T., Shin, H. Liquidity and Leverage // Journal of Financial Intermediation. – 2010. – Vol. 19. – No. 3. – P.

418–437.

10. DeAngelo, H., Stulz, R. Why High Leverage Is Optimal for Banks // Review of Financial Studies. – 2015. – Vol. 28. –

No. 3. – P. 653–691.

11. Flammer, C. Green Bonds: Effectiveness and Implications for Public Policy // Environmental and Energy Policy and the

Economy. – 2021. – Vol. 2. – P. 95–128.

12. Freixas, X., Rochet, J.-C. Microeconomics of Banking. – 2nd ed. – Cambridge, MA: MIT Press, 2008. – 664 p.

13. Brunnermeier, M., Oehmke, M. The Maturity Rat Race // Journal of Finance. – 2013. – Vol. 68. – No. 2. – P. 483–521.

14. Gambacorta, L., Shin, H. Why Bank Capital Matters for Monetary Policy // Journal of Financial Intermediation. – 2018.

– Vol. 35. – P. 17–29.

15. Brei, M., Gambacorta, L. The Leverage Ratio over the Cycle // BIS Working Papers. – 2016. – No. 471. – 32 p.

Downloads

Published

2026-02-01

How to Cite

Xolmatov , D. (2026). XUSUSIY TIJORAT BANKLARINING MOLIYAVIY RESURSLARINI MUSTAHKAMLASHNING NAZARIY VA AMALIY ASOSLARI. GREEN ECONOMY AND DEVELOPMENT, 4(2). https://doi.org/10.5281/zenodo.18629767
Loading...