O‘ZBEKISTONDA KICHIK BIZNESNI DAVLAT TOMONIDAN MOLIYAVIY QO‘LLAB-QUVVATLASH BORASIDA ILG‘OR XORIJIY TAJRIBA VA UNDAN O‘ZBEKISTONDA FOYDALANISH ISTIQBOLLARI
DOI:
https://doi.org/10.5281/zenodo.18771285Keywords:
kichik biznes, moliyaviy qo‘llab-quvvatlash, davlat kafolati, kompensatsiya, tadbirkorlik, Paragvay tajribasi, O‘zbekiston.Abstract
Mazkur maqolada O‘zbekistonda kichik biznes va tadbirkorlik subyektlarini moliyaviy qo‘llab-quvvatlash
sohasida amalga oshirilayotgan islohotlar tizimli ravishda tahlil qilingan. Xususan, davlat tomonidan joriy etilgan kafolat,
foiz xarajatlarini kompensatsiya qilish, portfel kafolati va raqamli monitoring mexanizmlarining iqtisodiy mohiyati ochib
berilgan.
Shuningdek, Lotin Amerikasi davlatlari tajribasi misolida kichik biznesni qo‘llab-quvvatlashning “kredit + kafolat”
modeli yoritilib, O‘zbekiston amaliyoti bilan qiyosiy tahlil amalga oshirilgan. Maqolada xorijiy va mahalliy olimlar hamda
ekspertlarning kichik biznesni moliyalashtirish bo‘yicha nazariy yondashuvlari umumlashtirilgan.
Tadqiqot natijalari asosida iqtisodiy samaradorlikni oshirishga qaratilgan ilmiy xulosalar va amaliy takliflar ishlab chiqilgan.
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