TIJORAT BANKLARNING RISKLARINI BAHOLASHDA ZAMONAVIY YONDASHUVLAR
DOI:
https://doi.org/10.5281/zenodo.19052270Keywords:
tijorat banklari, bank risklari, kredit riski, risk boshqaruvi, Basel III, IFRS-9, stress-test, Big Data, moliyaviy barqarorlik.Abstract
Mazkur maqolada tijorat banklari faoliyatida yuzaga keladigan asosiy risklar hamda ularni baholashning
zamonaviy usullari tahlil qilingan. Tadqiqot davomida kredit riski, likvidlik riski, bozor riski va operatsion risklarning
iqtisodiy mohiyati o‘rganilib, xalqaro bank amaliyotida keng qo‘llanilayotgan zamonaviy risk baholash modellarining (Basel
III, IFRS-9, stress-test va sun’iy intellektga asoslangan modellar) samaradorligi baholangan. Tadqiqot natijalari tijorat
banklarida risklarni boshqarish tizimini takomillashtirish, moliyaviy barqarorlikni mustahkamlash hamda bank faoliyatining
samaradorligini oshirishga xizmat qiladi.
References
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