TIJORAT BANKLARINING RESURS BAZASI BARQARORLIGINI TAVSIFLOVCHI KO‘RSATKICHLAR
DOI:
https://doi.org/10.5281/zenodo.19186127Keywords:
tijorat banki, resurs bazasi, passivlar, depozit siyosati, moliyaviy barqarorlik, kreditlash, qoplama koeffitsiyentiAbstract
Maqolada tijorat banklarining resurs bazasini shakllantirish va uning barqarorligini ta’minlash mexanizmlari
o‘rganilgan. Bank passivlari va ularni boshqarish siyosati, xususan depozit siyosati asosida kredit va investitsiya faoliyatini
tashkil etish masalalari tahlil qilingan. Shuningdek, bankning o‘z mablag‘lari, jalb qilingan va qarz mablag‘lari tarkibi
hamda ularning moliyaviy barqarorlik va iqtisodiy mustaqillikdagi roli ko‘rib chiqilgan. Tadqiqot natijalari shuni ko‘rsatadiki,
tijorat banklarining resurs bazasini shakllantirish va passivlar tuzilmasini samarali boshqarish bankning moliyaviy
mustahkamligini oshirish hamda iqtisodiyotda kreditlash va investitsiya jarayonlarini samarali amalga oshirishda muhim
ahamiyatga ega.
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