O‘ZBEKISTON TIJORAT BANKLARIDA RAQAMLI BANK XIZMATLARI SAMARADORLIGINI OSHIRISHNING USTUVOR YO‘NALISHLARI
DOI:
https://doi.org/10.5281/zenodo.21832899Abstract
Maqolada O‘zbekiston tijorat banklarida raqamli bank xizmatlarining rivojlanish holati va
ularning samaradorligi tahlil qilingan. Markaziy bankning 2024–2025-yillarga oid statistik ma’lumotlari asosida
raqamli bank xizmatlari hamda bank tizimining moliyaviy barqarorlik ko‘rsatkichlari baholangan. Shuningdek,
Jahon banki va Xalqaro hisob-kitoblar banki (BIS) tajribasi asosida raqamli bank xizmatlari samaradorligini
oshirishning ustuvor yo‘nalishlari aniqlangan. Tadqiqot natijalari asosida tijorat banklarida raqamli texnologiyalarni
keng joriy etish, kiberxavfsizlikni kuchaytirish, Open Banking tizimini rivojlantirish hamda raqamli samaradorlikni
baholashni takomillashtirish bo‘yicha takliflar ishlab chiqilgan
Keywords
raqamli bank xizmatlari, raqamli banking, raqamli transformatsiya, tijorat banklari, FinTech, Open Banking, sun’iy intellekt, Big Data, bank samaradorligiReferences
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