TIJORAT BANKLARIDA MOLIYAVIY HISOBOTLAR VA DAVLAT STANDARTLARI ASOSIDA LIKVIDLIK RISKLARINI BOSHQARISH MEXANIZMLARI
DOI:
https://doi.org/10.5281/zenodo.20373436Keywords:
likvidlik riski, moliyaviy hisobot, davlat standartlari, bank boshqaruvi, xalqaro standartlar, aktivlar va passivlar, moliyaviy risklarAbstract
Ushbu maqolada tijorat banklarida likvidlik risklarini boshqarish mexanizmlari, moliyaviy hisobotlarni
tayyorlash va davlat standartlarining tatbiq etilishining nazariy hamda amaliy masalalariga alohida e’tibor qaratilgan.
Tadqiqot banklarda likvidlik boshqaruvining sharoit tahlili, xalqaro risklar va O‘zbekiston qonunchiligi sharoitidagi
regulyatsiyalar asosida amalga oshirildi. Mazkur ishda Hamkorbank ATBda likvidlik pozitsiyasining tahlili, balans va
moliyaviy xavflarni boshqarish samaradorligi baholandi. Natijalar shuni ko‘rsatdiki, zamonaviy likvidlik boshqaruvida
xalqaro mezonlar va raqamli monitoringni qo‘llash banklarda moliyaviy xavfsizlik hamda barqarorlikni ta’minlashda muhim
rol o‘ynaydi.
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