SUG‘URTA KOMPANIYALARI MOLIYAVIY XAVFSIZLIGINI TA’MINLASHDA XORIJ TAJRIBASIDAN SAMARALI FOYDALANISH YO‘LLARI
DOI:
https://doi.org/10.5281/zenodo.20631323Keywords:
moliyaviy xavfsizlik, sug‘urta kompaniyalari, monitoring tizimi, Risk-Based Capital (RBC), kapital yetarliligi, moliyaviy barqarorlik, risklarni boshqarish, investitsiya faoliyati, likvidlik, sug‘urta bozoriAbstract
Mazkur tadqiqotda sug‘urta kompaniyalarida moliyaviy xavfsizlikni taʼminlashda monitoring tizimining
ahamiyati hamda uning amaliy mexanizmlari tahlil qilingan. Xususan, moliyaviy ko‘rsatkichlarni tizimli kuzatish, risklarni
baholash va strategik qarorlar qabul qilishda ishonchli maʼlumotlar bazasini shakllantirish masalalari yoritilgan. Tadqiqotda
AQSH amaliyoti, jumladan, Risk-Based Capital (RBC) tizimi asosida kapital yetarliligini baholash usuli keng tahlil qilinib,
uning afzallik va cheklovlari asoslab berilgan. Shuningdek, sug‘urta kompaniyalarining moliyaviy barqarorligini taʼminlashda
investitsiya faoliyati, likvidlik va institutsional omillarning o‘rni ko‘rsatilgan. Tadqiqot natijalari sug‘urta kompaniyalarida
moliyaviy xavfsizlik monitoringini takomillashtirish va uni milliy amaliyotga moslashtirish bo‘yicha ilmiy-amaliy tavsiyalar
ishlab chiqish imkonini beradi.
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