TIJORAT BANKLARI AKTIVLARI SAMARADORLIGINI OSHIRISHNING ILG‘OR XORIJ TAJRIBALARI
DOI:
https://doi.org/10.5281/zenodo.20725791Keywords:
tijorat banklari, bank aktivlari, xalqaro banklar, likvidlik va risklilik darajasi, korporativ boshqaruv tizimi, risk monitoringi, yuqori samaradorlik, aktivlarni boshqarishAbstract
Mazkur maqolada tijorat banklari aktivlari samaradorligini oshirishning ilg‘or xorij tajribalarini o‘rganish
va uni mamlakatimizda keng joriy etish hamda tijorat banklari aktivlarining daromadlilik, likvidlik va risklilik darajasiga ko‘ra
turkumlanishi o‘rganilgan. Xalqaro bank aktivlari samaradorligini ta’minlashdagi turli nomutanosibliklar xalqaro miqyosda
banklar tarmog‘ining inqirozga yuz tutishiga hamda xalqaro iqtisodiy o‘sish ko‘rsatkichlarining pasayishiga olib kelishi ko‘rib
chiqilgan. Zamonaviy bank tizimi rivojlanishida aktivlarni oqilona joylashtirish va ularning samaradorligini oshirish tijorat
banklari moliyaviy barqarorligi, likvidlik darajasi va raqobatbardoshligining muhim mezonidir. Shu bois, bank kengashlari
tomonidan aktivlarni joylashtirish strategiyasini ishlab chiqish, uning ijrosini nazorat qilish va qaror qabul qilish jarayonlarini
takomillashtirish masalalari o‘rganilgan
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