TIJORAT BANKLARINING ONLAYN XIZMATLARI SAMARADORLIGINI OSHIRISHNING XALQARO TAJRIBASI
DOI:
https://doi.org/10.5281/zenodo.21283922Keywords:
tijorat banki, onlayn bank xizmatlari, raqamli banking, mobil banking, ochiq banking, fintech, neobank, sun’iy intellekt, kiberxavfsizlik, moliyaviy inklyuziya.Abstract
Mazkur maqolada tijorat banklarining onlayn (masofaviy) xizmatlari samaradorligini oshirish
borasidagi ilg‘or xalqaro tajriba tahlil qilinadi. AQSH, Buyuk Britaniya, Xitoy, Janubiy Koreya, Singapur va
Estoniya kabi mamlakatlarda raqamli bank xizmatlarini rivojlantirish yo‘nalishlari, ochiq banking (Open Banking),
sun’iy intellekt, Big Data, biometrik identifikatsiya hamda neobanklar faoliyati o‘rganiladi. Tahlil natijalari asosida
O‘zbekiston tijorat banklarida xalqaro tajribani qo‘llash bo‘yicha ilmiy-amaliy takliflar ishlab chiqilgan.
References
1. O‘zbekiston Respublikasi Prezidentining 2020-yil 12-maydagi PF-5992-son “2020–2025-yillarga
mo‘ljallangan O‘zbekiston Respublikasining bank tizimini isloh qilish strategiyasi to‘g‘risida”gi Farmoni.
2. King, B. (2018). Bank 4.0: Banking Everywhere, Never at a Bank. Wiley.
3. Skinner, C. (2014). Digital Bank: Strategies to Launch or Become a Digital Bank. Marshall Cavendish
International (Asia).
4. Chaffey, D., & Ellis-Chadwick, F. (2019). Digital Marketing: Strategy, Implementation and Practice (7th
ed.). Pearson.
5. Parasuraman, A., Zeithaml, V. A., & Malhotra, A. (2005). E-S-QUAL: A multiple-item scale for
assessing electronic service quality. Journal of Service Research, 7(3), 213–233. https://doi.
org/10.1177/1094670504271156
6. Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information
technology. MIS Quarterly, 13(3), 319–340. https://doi.org/10.2307/249008
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 GREEN ECONOMY AND DEVELOPMENT
This work is licensed under a Creative Commons Attribution 4.0 International License.