XALQARO RAQAMLI INTEGRATSIYA JARAYONIDA RAQAMLI MOLIYAVIY XIZMATLAR SAMARADORLIGINI BAHOLASHNING ZAMONAVIY YONDASHUVLARI
DOI:
https://doi.org/10.5281/zenodo.17511361Keywords:
raqamli moliyaviy xizmatlar, raqamli integratsiya, moliya bozori, samaradorlik, baholash, indeksAbstract
So‘nggi yillarda moliya sohasidagi raqamli moliyaviy texnologiyalar va raqamli moliyaviy xizmatlar to‘plamini
kengaytirish maqsadida zamonaviy innovatsion texnologiyalarga yanada ko‘p sarmoya kiritilmoqda. Kiritilgan sarmoyalar
va amalga oshirilgan islohotlar natijadorligini aniqlashda albatta baholashning ahamiyati yuqori. Bunda xalqaro raqamli
integratsiya jarayonini husobga olgan holda joriy etilgan raqamli moliyaviy xizmatlar samaradorligini baholash dolzarb
masala bo‘lib qolmoqda. Mazkur tadqiqotni amalga oshirishdan maqsad - raqamli moliyaviy xizmatlar samaradorligini
baholashning zamonaviy yondashuvlarini tahlil etish hamda O‘zbekiston raqamli moliya bozori samaradorligini va
O‘zbekistonning xalqaro raqamli integratsiya darajasini baholashning kontseptual asosini yaratishdir. Tadqiqot jarayonida
tizimli yondashuv va statistik tahlil usullaridan foydalanildi. Tadqiqot so‘nggida iqtisodiy samaradorlik nazariyasining
neoklassik yondashuvi, transaksion xarajatlar nazariyasi, uzoq to‘lqinlarning innovatsion nazariyasi va Triple Bottom Line
nazariyalari kontseptual asos sifatida tanlab olindi
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