RISKNI SUG‘URTALASH ORQALI KORXONA FAOLIYATINI OPTIMALLASHTIRISH
DOI:
https://doi.org/10.5281/zenodo.17518791Keywords:
risk, sug‘urta, risklarni boshqarish, korxona faoliyati, moliyaviy barqarorlik, iqtisodiy xavfsizlik, sug‘urta bozori, optimallashtirish, raqamlashtirish, innovatsion boshqaruv, risklarni kamaytirish mexanizmlari.Abstract
Ushbu maqolada xo‘jalik yurituvchi subyektlar faoliyatida risklarni boshqarishning muhim yo‘nalishlaridan
biri — sug‘urtalash mexanizmlarining iqtisodiy samaradorligi tahlil qilinadi. Riskni sug‘urtalash korxonaning moliyaviy
barqarorligini ta’minlash, ishlab chiqarish jarayonidagi yo‘qotishlarni kamaytirish hamda investitsion jozibadorlikni
oshirishda asosiy omil sifatida baholanadi. Maqolada sug‘urta bozori rivojlanishining hozirgi holati, korxonalarda risk
turlari va ularni sug‘urtalash mexanizmlari o‘rganilib, korxona faoliyatini optimallashtirishda riskni sug‘urtalashning o‘rni
va ahamiyati amaliy misollar asosida yoritilgan. Shuningdek, risklarni sug‘urtalash tizimini raqamlashtirish va innovatsion
yondashuvlar orqali takomillashtirish bo‘yicha taklif va tavsiyalar ilgari suriladi
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