BANK KAPITALI YETARLILIGI VA RISKLARNI BOSHQARISH TIZIMINING SAMARADORLIGINI OSHIRISH MEXANIZMLARI
DOI:
https://doi.org/10.5281/zenodo.17744685Keywords:
bank kapitali, kapital yetarliligi, Basel III, risklarni boshqarish, kredit riski, bozor riski, operatsion risk, kapitallashuv, bank barqarorligiAbstract
Maqolada bank kapitali yetarliligi va risklarni boshqarish tizimining samaradorligini oshirishga doir nazariy
va amaliy jihatlar tahlil qilinadi. Tadqiqot bank kapitali tarkibi, Basel standartlari talablarining joriy etilishi, aktivlar sifati va
risk ko‘rsatkichlarining o‘zaro bog‘liqligi hamda kapital buferlarining rolini chuqur yoritadi. Bank sektorida kredit, bozor va
operatsion risklarni kamaytirish mexanizmlari, stress-testlar, raqamli risk-analitika va diversifikatsiya strategiyalarining
ahamiyati ilmiy asosda bayon qilinadi. Olingan natijalar kapital yetarliligini ta’minlash moliyaviy barqarorlikning asosiy
omili ekanini ko‘rsatadi.
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