XALQARO STANDARTLAR ASOSIDA PRUDENSIAL NAZORAT: BAZEL QOIDALARI VA ULARNING AHAMIYATI
DOI:
https://doi.org/10.5281/zenodo.17999321Keywords:
prudensial nazorat, Bazel standartlari, moliyaviy barqarorlik, bank risklari, kapital yetarliligi, likvidlik, xalqaro bank nazorati.Abstract
Mazkur maqolada xalqaro moliyaviy tizimda prudensial nazoratning ahamiyati, uning nazariy va me’yoriy
asoslari, xususan Bazel qoidalari doirasida shakllangan standartlar tahlil qilinadi. Muallif tomonidan Bazel I, Bazel II
va Bazel III me’yoriy paketlarining mazmuni, ularning bank kapitalini boshqarish, likvidlikni ta’minlash hamda moliyaviy
barqarorlikni mustahkamlashdagi o‘rni ilmiy jihatdan yoritib berilgan. Maqolada xalqaro tajribaga tayangan holda prudensial
nazorat standartlarini milliy moliya tizimiga tatbiq etish masalalari ko‘rib chiqilgan bo‘lib, xususan O‘zbekiston sharoiti
uchun amaliyotga yo‘naltirilgan tavsiyalar ishlab chiqilgan. Bazel qoidalarining tijorat banklari faoliyati samaradorligini
oshirish, risklarni boshqarish madaniyatini rivojlantirish va shaffoflikni kuchaytirishdagi ahamiyati asoslangan holda bayon
etilgan.
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